Rates
Checking & Savings
Savings Accounts
Rates current as of September 19, 2011
| Savings |
Rate |
APY* |
| $100.00 - $999.99 |
0.10% |
0.10% |
| $1,000.00 - $4,999.99 |
0.20% |
0.20% |
| $5,000.00 - $9,999.99 |
0.25% |
0.25% |
| $10,000.00 - Over |
0.40% |
0.40% |
| Pony & Escrow Club Account |
Rate |
APY* |
| $100 - Over |
0.10% |
0.10% |
| PeeWee Account |
Rate |
APY* |
| $5.00 - Over |
0.10% |
0.10% |
| Christmas Club Account |
Rate |
APY* |
| $100.00 - Over |
0.10% |
0.10% |
| Vacation Club Account |
Rate |
APY* |
| $100.00 - Over |
0.10% |
0.10% |
Checking Accounts
| Preferred |
Rate |
APY* |
| $500.00 - Over |
0.10% |
0.10% |
| First Class |
Rate |
APY* |
| $1,000.00 - Over |
0.10% |
0.10% |
| Premier |
Rate |
APY* |
| $2,500.00 - Over |
0.20% |
0.20% |
Money Market
| Money Market Checking |
Rate |
APY* |
| $2,500.00 - $9,999.99 |
0.20% |
0.20% |
| $10,000.00 - Over |
0.25% |
0.25% |
| SuperSaver Fund |
Rate |
APY* |
| $5,000.00 - $9,999.99 |
0.30% |
0.30% |
| $10,000.00 - $24,999.00 |
0.40% |
0.40% |
| $25,000.00 - Over |
0.50% |
0.50% |
| Investors Fund (Min. $25,000.00) |
Rate |
APY* |
| $25,000.00 - Over |
0.60% |
0.60% |
| Advantage Plus |
Rate |
APY* |
| $2,500.00 - $9,999.99 |
0.35% |
0.35% |
| $10,000.00 - $24,999.99 |
0.45% |
0.45% |
| $25,000.00 - Over |
0.60% |
0.60% |
Rewards Term Share Certificates*
| $1,000.00 Minimum Deposit Required |
Rate |
APY* |
| $1,000.00 - $4,999.99 (6 Months) |
0.60% |
0.60% |
| $1,000.00 - $4,999.99 (12 Months) |
0.70% |
0.70% |
| $1,000.00 - $4,999.99 (18 & 24 Months) |
0.75% |
0.75% |
| $1,000.00 - $4,999.99 (60 Months) |
1.443% |
1.45% |
| $5,000.00 Minimum Balance Required* |
Rate |
APY* |
| $5,000.00 - Over (6 Months) |
0.60% |
0.60% |
| $5,000.00 - Over (9 Months) |
0.65% |
0.65% |
| $5,000.00 - Over (12 & 18 Months) |
0.70% |
0.70% |
| $5,000.00 - Over (24 Months) |
0.85% |
0.85% |
| $5,000.00 - Over (36 Months) |
0.90% |
0.90% |
| $5,000.00 - Over (48 Months) |
1.096% |
1.10% |
| $5,000.00 - Over (60 Months) |
1.838% |
1.85% |
*Checking account required with direct deposit.
Term Share Certificates
| $1,000.00 Minimum Deposit Required |
Rate |
APY* |
| $1,000.00 - $4,999.99 (6 Months) |
0.50% |
0.50% |
| $1,000.00 - $4,999.99 (12 Months) |
0.60% |
0.60% |
| $1,000.00 - $4,999.99 (18 & 24 Months) |
0.65% |
0.65% |
| $1,000.00 - $4,999.99 (60 Months) |
1.344% |
1.35% |
| $5,000.00 Minimum Balance Required |
Rate |
APY* |
| $5,000.00 - Over (6 Months) |
0.60% |
0.60% |
| $5,000.00 - Over (9 Months) |
0.65% |
0.65% |
| $5,000.00 - Over (12 & 18 Months) |
0.70% |
0.70% |
| $5,000.00 - Over (24 Months) |
0.75% |
0.75% |
| $5,000.00 - Over (36 Months) |
0.80% |
0.80% |
| $5,000.00 - Over (48 Months) |
0.997% |
1.00% |
| $5,000.00 - Over (60 Months) |
1.739% |
1.75% |
IRA Accounts
| IRA Accounts |
Rate |
APY* |
| IRA Variable (No Minimum Balance) |
0.50% |
0.50% |
| Roth IRA Variable (No Minimum Balance) |
0.50% |
0.50% |
| RMD Post 70 1/2 Variable |
0.80% |
0.80% |
| IRA Term Share Certificates |
Rate |
APY* |
| $2,000.00 Minimum 12 & 24 Months |
0.80% |
0.80% |
| $2,000.00 Minimum 36 Months |
0.90% |
0.90% |
| $2,000.00 Minimum 48 Months |
0.997% |
1.00% |
| $2,000.00 Minimum 60 Months |
1.244% |
1.25% |
| Roth IRA Certificate Secured |
Rate |
APY* |
| $2,000.00 Minimum 12 & 24 Months |
0.80% |
0.80% |
| $2,000.00 Minimum 36 Months |
0.90% |
0.90% |
*APY = Annual Percentage Yield. The APY results if principal and dividends remain on deposit for one year at the stated dividend rate. Dividends are compounded using the average daily balance. Savings, Holiday Club, and IRA Daily Account dividends accrue the last day of each quarterly period, and posted to the account the last day of the quarter. Checking dividends accrue the last day of each monthly period, and are posted to the account the last day of each month. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. Advantage Plus Money Market requires enrollment in either First Class or Premier Checking. Dividend rates vary at First Nebraska Educators Credit Union's discretion. Fees or other conditions could reduce the APY. IRA's are subject to IRS regulations.
